Legalized Physician Assisted Suicide - 1923 Words

Imagine laying in a hospital bed with a terminal illness, attached to many machines that are keeping you alive, family members and friends taking turns visiting, doctors constantly doing their routine check up, having no desire to eat or drink and being fed through tubes. The doctors have gave you the word that there is no chance of survival, it could be months, weeks, days, or even hours before you say your goodbyes. Would you not want all the suffering to stop and want your life to be over as soon as possible? In Canada as well as many other countries physician assisted suicide also known, as euthanasia is illegal. However, as some would like to call it mercy killing is legal in countries such as Belgium, Netherlands, and Luxembourg under certain regulations such as the patient must be under an unbearable condition that is alleviated. Physician assisted suicide should be legalized in Canada as well for many reasons. People that are under constant suffering whether it is at the hosp ital or at home can die with dignity. One of the most important reasons physician assisted suicide should be legal in Canada is that it is a humane way for terminally ill patients to end their lives without suffering any longer. Patients that cannot enjoy their last days on earth due to suffering should have a choice, if they know that there illness is incurable then he or she is looking forward to dying since there is no chance of life. Additionally, the patients as well as family members andShow MoreRelated Physician-Assisted Suicide Essay - Euthanasia Should Not be Legalized793 Words   |  4 PagesEuthanasia Should Not be Legalized      Ã‚   It is conceivable, that life can deteriorate to the point where persons lose their dignity and self-respect and are unable to communicate; life in such a form no longer meets meets the basic criteria of human- ness.   (OKeefe, A1)   Under these circumstances only should Euthanasia be practiced and then only passively (pulling the plug).   Dutch Death, Euthanasia, doctor assisted suicide, whatever you want to call it, it Read MorePhysician Assisted Suicide Should Be Legalized1487 Words   |  6 Pagesthat physician assisted suicide should be legalized in the case of a chronic illness, where the patient must take a large amount of drugs to heal themselves and or to subdue pain, and where the patient is living a life that is less fulfilling, or diluted, from their life before. Physician assisted suicide can be to patients who are suffering and wish to end their life, with the help of a physician so the patient could feel more comfortable or safer. As mentioned in class, physician assisted suicideRead MoreShould Physician Assisted Suicide Be Legalized?1426 Words   |  6 PagesPhysician assisted suicide is also known as assisted suicide. It is a very controversial procedure. It is not favored by many. However, in present day society is little bit inclined towards assisted suicide. There is ongoing debate on the legalization of assisted suicide. The main reason to oppose of assisted suicide is the fea r of mistreatment of the patient, abuse of power and so on. In contrary, many see assisted suicide as a way to decrease pain in the end of life. Read MorePhysician Assisted Suicide Should Not Be Legalized905 Words   |  4 PagesPhysician-assisted suicide is when a terminally ill patient requested a physician to facilitate the patient death by providing the necessary lethal dose of a drug which enables the patient to perform the life-ending act. Provided that, Physician assisted suicide has been part of the debate about improving end-of-life care for terminally ill patients for decades. As a result, physician assisted suicide may be viewed morally wrong by some people, but morally permissible by another. Even though, physicianRead MorePhysician Assisted Suicide Should Be Legalized1181 Words   |  5 Pagesenduring the pain because it would be illegal to kill you. A survey taken in the United States has shown that 54% agree to physician assisted suicide or euthanasia. Euthanasia preserves rights of an individual, brings an end to the pain, and provides death with dignity. Even though others may disagree and say that its religiously incorrect, physician assisted suicide should be legalized. In the United States, we have certain human rights and that includes the right to choose to end our lives. UnderRead MorePhysician Assisted Suicide Should Be Legalized943 Words   |  4 Pagesto commit suicide, but his mom resuscitated him both times. Therefore, Danny decided to starve himself to end his suffering once and for all (Grimminck). People such as Danny, cancer, and ALS patients, who are battling terminal illnesses, deserve the right to choose when enough is enough. Physician assisted suicide should be legalized because it’s the compassionate thing to do, people deserve autonomy and because it is a better alternative. People may argue that physician assisted suicide is wrongRead MoreShould Physician Assisted Suicide be Legalized?1343 Words   |  6 PagesPhysician Assisted Suicide Should Be Legalized? Should people have the right to kill themselves if they’re on the verge of dying? People are allowed to kill themselves in everyday life, so why can’t a person who knows that there is no way he will be able recover from his illness choose to end his life on his own terms? Many people don’t support and agree with assisted suicide. Even though many people don’t believe in physician assisted suicide, there are people suffering when they shouldn’t haveRead MorePhysician Assisted Suicide Should Be Legalized2000 Words   |  8 PagesIs it appropriate for an individual to end their life through physician-assisted suicide in developed countries, specifically in the United States? Physician-assisted suicide (PAS) is the voluntary termination of one’s own life by the administration of a lethal substance with the direct or indirect assistance of a physician. The assistance of a physician for a terminally ill patient to commit their own suicide, has been a much debated topic in developed countries. It is a much bigger topic in developedRead MorePhysician Assisted Suicide Should Not Be Legalized1194 Words   |  5 Pagessubject of legalizing physician-assisted suicide is hotly debated these days. There have been many high profile cases including Dr. Jack Kevorkian in the 90’s to the young Oregonian Brittany Maynard who ended her life just this year. Physician-assisted suicide is currently legal in Oregon, Washington, and Montana. However, even where legal, it is unethical for medical professionals to engage in assisting patients to end their lives. There are many good alternatives to physician-assisted death availableRead MorePhysician Assisted Sui cide Should Not Be Legalized1763 Words   |  8 PagesPhysician assisted suicide is legal but it is always subject to change. How does this make you feel? Do you agree with this choice or not? There are only 4 states in the U.S. that makes this legal. Oregon, Montana, Washington, and Vermont are the only states that have made this legal in the U.S. People are actually putting their lives into someone else’s hand who mind you gets paid for what they are doing. They are letting someone who is getting paid to do what they are doing decide if they

Plato s Views On Art And Representation - 1322 Words

Art and representation have been common for a very long time. From the dawn of mankind, human beings have been trying to represent the world that they see around them. Cave paintings in Indonesian island of Sulawesi and El Castillo, Spain date back more than 35000 years (Wilford). With the invention of language and writing, these representations have only become more detailed and vivid. Now in the modern world, with the cameras and cell phones, actual pictures of the real world assist people to represent the world around them. There is no doubt that art and representation have been around for a long time, but so is the question of whether they are beneficial or harmful for the society. Many scholars have argued for and against this topic. Plato, one of the pioneer of Western philosophy, is one of the foremost scholar to denounce art and representation, whereas Aristotle, and most of the modern scholars like Derrida directly criticize Plato’s opinion and applaud art and represe ntation. Some scholars like Joyce, however, are not so vocal about their support, but instead prefer to show their approval by means of their art, like Joyce does in Portrait of the Young Man as an Artist. Plato, in his Republic, argued that art and representation are harmful for society and hence should be banned. Though, it is to be noted that he didn’t always have such ardent belief against art and representation; even in Republic itself, Plato starts off Book II by saying that art does have aShow MoreRelatedPlato : Art, Poetry And The Theory Of Forms912 Words   |  4 PagesPlato: Art, Poetry and the Theory of Forms In The Republic, Plato argues that poetry and certain art forms including painting and drama, are mimetic and merely representations of various truths, which exist only in an abstract state he describes as â€Å"Forms† . In order to understand his repudiation of art and poetry, it s important to grasp the fundamental idea of Forms, and how they relate to truth in his view. According to Plato ( through Socratic dialogue), Forms are abstract ideas that representRead MoreThe Concept of Mimesis in Platos Allegory of the Cave1160 Words   |  5 Pagescertain medium is a representation of reality. The concept of mimesis extends to art, media, and other texts. Mimesis also creates a sense of false reality, as often the art appears and is can be taken as real as the real world. In Plato’s Allegory of the Cave, the concept of mimesis is explained and through analysis of the novel and several other pieces of work can the implications and effects of mimesis be grasped. In The Allegory of the Cave, Plato’s concept that art is a representation of reality canRead MoreAnalysis Of The Cave Wall 896 Words   |  4 Pagesthrough art, even though we don not have knowledge of the individual(s) identity, we know of their existence. Throughout humanity the image can be viewed as a conceptual idea, the actual capturing an image, making this object has only been around for 170 years, however are brains have the ability to capture images, not only that it can capture images and renders them into dreams. This imaginary ‘visions’ are our own and are completely unreal, but can be the realist part of our day, Plato talked aboutRead MoreThe Greek Of Greek Tragedy1514 Words   |  7 Pagesrelevant today because the themes and issues expressed within it are still present in the 21st century such as undeserved suffering, death and relationships. The greeks produced many great works of art and theatre as well as revolutionising politics, ethics, a esthetics and philosophy with philosophers such as Plato and Aristotle and their theories such as their theories on form and Catharsis. Many people suggest that modern day theatre and performance is derived directly from Ancient Greek Theatre andRead More Politics Essay1524 Words   |  7 Pagesdivergent, reach collective decisions that are generally regarded as binding on the group and enforced as common policy. Political theory or political philosophy is as old as the oldest civilisations. The Greek philosophers, such as Aristotle and Plato, developed important political theories and methods of government alongside their more abstract philosophies. One may contest that every society and every belief we hold is a reflection of the political system we live under. Politics, in it absoluteRead MorePlato Vs Aristotle On Politics And Philosophy1899 Words   |  8 PagesPlato versus Aristotle Plato and Aristotle, two philosophers in the 4th century, hold polar views on politics and philosophy in general. This fact is very cleverly illustrated by Raphael s School of Athens (1510-11; Stanza della Segnatura, Vatican), where Plato is portrayed looking up to the higher forms; and Aristotle is pointing down because he supports the natural sciences. In a discussion of politics, the stand point of each philosopher becomes an essential factor. It is not coincidental thatRead More Aristotelian Rhetoric: Pr ogression of Sophists Nascent Teachings2545 Words   |  11 Pagesconsider the Greek philosopher, Aristotle, one of the great contributors to our present understanding of this art which, since its early origins and until present, has been a controversial field of study because of its association with persuasion and influence. However, readings of the many ancient and contemporary texts and analyses of the origins and the developments of this ancient art marginalized the role of the Sophists, who were the first to introduce rhetoric to Greece, and usually associatedRead MorePlato Vs. Rhetoric : Plato And Rhetoric2524 Words   |  11 PagesPlato and Rhetoric Plato is one of the greatest philosophers in history. Often his words and sayings resonate to this day. But, considering all what Plato has done, what is most peculiar about him is his condemnation of poets and sophists. Plato is in a constant fight to see that the way of true philosophy replaces these false arts. But even much more interesting is that Plato goes even further, and condemns the use of rhetoric, the art of persuasion, as a whole. He not only does this adamantlyRead MoreComparing Dante And Aquinas On Happiness1377 Words   |  6 Pagesperfect ordinary happiness on earth, happiness on earth is not important as compared to happiness in Heaven, following of Aristotle virtues was not a problem to them but it could not help in trying moments, and lastly the importance of perfecting the art of love especially to people One of the major themes which Dante inferno raises is the nature of the virtues. Like the spirits of hell, the spirits that are encountered by Dante have all sinned. The spirits out there were punished because of breakingRead MoreThe Impact Of Photography On The 19th Century2359 Words   |  10 Pagesthat reflects occasions that have occurred, individuals and society. All work of art shows impact from the general public in which the specialists live, the materials accessible to them, and also the innovation of their times. Ancient man utilized cavern dividers as ground and shades produced using ocher, and his topic was impacted by superstition and nature. Throughout the history of Philadelphia, painting as an art has advanced and there are plenty of collections of gallery artistic pictures belonging

Pratik Free Essays

Why Was Fathepur Sikri built ? In Akbar’s time the site was occupied by a small village of stonecutters and was the home of Shaikh Salim Chishti, a Muslim astrologer and Sufi Saint. In 1568 Akbar visited the Shaikh to ask for the birth of an heir. The Shaikh replied that an heir would be born soon. We will write a custom essay sample on Pratik or any similar topic only for you Order Now Sure enough, Akbar’s wife gave birth to a boy on August 30, 1569. In gratitude, Akbar named the boy Salim after the astrologer, and, two years later decided to move the capital to Sikri. Buland Daraza ————————————————- Buland Darwazameaning ‘high’ or ‘great’ gate in  Persian. It is located in  Fatehpur Sikri  which is located 43  km away from  Agra,  India. It is also known as the â€Å"Gate of Magnificence. † Buland Darwaza or the loft gateway was built by the great Mughal emperor, Akbar in 1601 A. D. at Fatehpur Sikri. Akbar built the Buland Darwaza to commemorate his victory over Gujarat. 1] Architecture The Buland Darwaza is made of red and buff sandstone, decorated by carving and inlaying of white and black marble and towers above the courtyard of the mosque. The Buland Darwaza is semi octagonal in plan and is topped by pillars and  chhatris  with Buland Darwaiosks on the roof, stylized battlement and small turrets and inlay work of white and black marble. On the outside a long flight of steps sweeps dow n the hill giving the gateway additional height. A Persian inscription on eastern archway of the Buland Darwaza records Akbar’s conquest over Gujarat in 1601. It is 40 metres high and 50 metres from the ground. The total height of the Structure is about 54 metres from the ground level. It is a 15-storied high gateway that guards the southern entrance of the city of Fatehpur Sikri. An inscription on the central face of the Buland Darwaza throws light on Akbar’s religious broad mindedness. How to cite Pratik, Papers

How Do You Define Success free essay sample

For some, success means becoming rich, for others reaching high social position. Everyone has his / her own definition of success. Depending on how you see the world, your definition of success will defer from others. However, achieving success is far from easy. Depending on the definition of success, It can be achieved through many WAP and come In different forms. Nonetheless, whether small or big, success In any form carries the same worth as long as people entwine to strive for It. There are many different ways to cleaving success, you should Just consider which way Is the most appropriate for your desired results. Perseverance also plays a role, If you are willing to put In the effort; you will achieve more success and thus will be more satisfied In the end. To achieve success you should never give up. There is no use in just waiting for wishes and dreams to come true. We will write a custom essay sample on How Do You Define Success? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Success can only be achieved if people learn from their mistakes.You never come close to success unless you experience failure. Believe me; you can embrace success if you only believe in yourself and your abilities. Morris Metering said, People are born of their thought, so think positively. In short, no matter what situation you are involved in, in order for your goal to be achieved, you must always give your best effort, persevere, learn from your mistakes and believe in yourself. The most important thing to remember is that all you achieved is only to your benefit.

Pop Art, Visual Arts Movement Of The 1950s And 1960s, Principally In T

Pop Art, visual arts movement of the 1950s and 1960s, principally in the United States and Britain. The images of pop art (shortened from popular art) were taken from mass culture. Some artists duplicated beer bottles, soup, cans, comic strips, road signs and similar objects in paintings, collages, and sculptures. Others incorporated the objects themselves into their paintings or sculptures, sometimes in startlingly modified from. Materials of modern technology, such as plastic, urethane foam and acrylic paint. One of the most important artistic movements of the twentieth century, pop art not only influenced the work of subsequent artists but also had an impact on commercial, graphic, and fashion design. The pop art movement began as a reaction against the abstract expressionist style of the 1940s and 1950s, which the pop artists considered overly intellectual, subjective, and divorced from reality. To close the gap between life and art, pop artists embraced the environment of everyday life. In using imaged that reflected the materialism and vulgarity of modern mass culture. Their work allowed the view to respond directly to the object, rather than to the skill and personality of the artist. A few pop art artist's were David Hockney, Jasper Johns, Roy Lichtenstein, Andy Warhol, and George Segal.

How to Display and Edit MEMO Fields in Delphis TDBGrid

How to Display and Edit MEMO Fields in Delphis TDBGrid   If you are developing database applications with tables containing MEMO fields, youll notice that, by default, the TDBGrid component does not show the contents of a MEMO field inside a DBGrid cell. This article provides an idea of how to solve this TMemoFields issue (with a few more tricks)... TMemoField Memo fields are used to represent lengthy text or combinations of text and numbers. When building database applications using Delphi, the TMemoField object is used to represent a memo field in a dataset. TMemoField encapsulates the fundamental behavior common to fields that contain text data or arbitrary length. In most databases, the size of the Memo field is limited by the size of the database. While you can display the contents of a MEMO field in a TDBMemo component, by design the TDBGrid will only display (Memo) for the contents of such fields. In order to actually display some text (from the MEMO field) in the appropriate DBGrid cell, youll only need to add a simple line of code ... For the purpose of the next discussion, lets say you have a database table named TestTable with at least one MEMO field named Data. OnGetText To show the contents of a MEMO field in the DBGrid, you need to attach a simple line of code in the fields  OnGetText  event. The easiest way to create the OnGetText event handler is to use the Fields editor at design time to create a persistent field component for the memo field: Connect your TDataset descendant component (TTable, TQuery, TADOTable, TADOQuery ....) to the TestTable database table.Double click the dataset component to open the Fields editorAdd the MEMO field to the list of persistent fieldsSelect the MEMO field in the Fields editorActivate the Events tab in the Object InspectorDouble click the OnGetText event to create the event handler Add the next line of code (italicized below): procedure TForm1.DBTableDataGetText( Sender: TField; var Text: String; DisplayText: Boolean); begin Text : Copy(DBTableData.AsString, 1, 50); Note: the dataset object is called DBTable, the MEMO field is called DATA, and therefore, by default, the TMemoField connected to the MEMO database field is called DBTableData. By assigning  DBTableData.AsString  to the  Text  parameter of the OnGetText event, we tell Delphi to display ALL the text from the MEMO field in a DBGrid cell.You can also  adapt the DisplayWidth  of the memo field to a more appropriate value. Note: since MEMO fields can be quite BIG, it is a good idea to show only a part of it. In the above code, only the first 50 characters are displayed. Editing on a separate form By default, the TDBGrid does not allow editing of MEMO fields. If you want to enable in place editing, you could add some code to react on a user action that shows a separate window that allows editing using a TMemo component.For the sake of simplicity well open an editing window when ENTER is pressed on a MEMO field in a DBGrid.Lets use the  KeyDown  event of a DBGrid component: procedure TForm1.DBGrid1KeyDown( Sender: TObject; var Key: Word; Shift: TShiftState); begin if Key VK_RETURN then begin if DBGrid1.SelectedField DBTableData then with TMemoEditorForm.Create(nil) do try DBMemoEditor.Text : DBTableData.AsString; ShowModal; DBTable.Edit; DBTableData.AsString : DBMemoEditor.Text; finally Free; end; end; end; Note 1: the TMemoEditorForm is a secondary form containing only one component: DBMemoEditor (TMemo).Note 2: the TMemoEditorForm was removed from the Auto-create forms list in the Project Options dialog window. Lets see what happens in the DBGrid1s KeyDown event handler: When a user presses the ENTER key (we are comparing the Key parameter to the VK_RETURN  virtual key code) [Key VK_RETURN],If the currently selected field in the DBGrid is our MEMO field (DBGrid1.SelectedField DBTableData),We create the TMemoEditorForm [TMemoEditorForm.Create(nil)],Send the value of the MEMO field to the TMemo component [DBMemoEditor.Text : DBTableData.AsString],Display the form modally [ShowModal],When a user finishes with editing and closes the form, we need to put the dataste into the Edit mode [DBTable.Edit],In order to be able to assign the edited value back to our MEMO field [DBTableData.AsString : DBMemoEditor.Text]. Note: if you are looking for more TDBGrid related articles and usage tips, be sure to visit: TDBGrid to the MAX tips collection.

Why i want to be a Nurse Essay Example | Topics and Well Written Essays - 500 words

Why i want to be a Nurse - Essay Example After I graduated from paramedic school in 1997, I became an EMT paramedic and continued for a few years there. There, I realized that my career was grinding to a standstill as there was a limit to which I could learn and grow professionally. Further, I like challenges and the job duties and responsibilities there were not satisfying enough. Once I realized that I was hitting a ceiling of sorts, I decided to apply to join nursing school. I feel very comfortable being a healthcare provider and thus would like to state my professional goals as being part of the intensive care unit or surgical nursing. I have great regard for cardiac surgery and I would say that being in cardiac nursing would be immensely gratifying for me. Lastly, I would like to state that my experience as a paramedic has given me a solid foundation and my courses in the nursing school have helped me build on that. I have developed skills that would help me in being a nurse and I am fascinated by the healthcare sector and the knowledge that comes along with it. I look forward to a fulfilling career with your

Historical words Assignment Example | Topics and Well Written Essays - 500 words

Historical words - Assignment Example Identification: Defenestration refers to the throwing of officials through the windows of their offices in protest to their decisions. In 1618, a similar incident happened in Prague again when the Catholic Church backed the installment of one of their members as Duke of Styria. On 23rd May, 1619, protestors, led by a Protestant group that opposed the Dukes installation entered the Prague Castle and threw four regents and the secretary out through the windows of the castle. Significance: It explains the absolutism and the unquestionable powers the the French monarchy had in those times. This laid the foundation for a dynasty that was not accountable to anyone and this resulted in a rule that caused hardships for the masses until they rebelled and started the French Revolution which led to the killing and abolition of the French monarchy at the end of the 18th Century. Identification: A Basque noble and military knight who lived between 1491 and 1556. He converted to serious Catholicism after he was wounded in a battle and took an oath to defend the Catholic faith through all means possible. Significance: Ignatius formed the Society of Jesus (Jesuits) which sought to evangelize and promote Roman Catholicism throughout the world. This was to counter the Protestant Reformation and it succeeded in becoming a major apostolic wing of the Catholic church that helped spread the Faith to other parts of the world in later years. Significance: Margaret Cavendish wrote about various subjects relating to politics, gender balance and scientific methods. Her writings helped to promote objective thinking and this supported the renaissance and enlightenment throughout Europe. Significance: The painting tells the story of the hardships that poor peasants had to go through in his part of Europe. It shows the need for massive enlightenment amongst the poor in Europe and sparked the Flemish renaissance which was a part

Ratio Analysis Assignment Example | Topics and Well Written Essays - 500 words

Ratio Analysis - Assignment Example Ideally it should be 2 i.e. the current assets of Tesco should be twice its current liabilities. As this ratio is less than 1 it signifies that the liquidity position of the company is not very strong (London Stock Exchange plc, â€Å"Fundamentals†, 2010). The Quick ratio of the company is 0.63. This measures the ability of the company to pay its short term obligations out of the liquid assets and hence it ignores inventory. As this ratio is less than one it signifies that the liquid assets of the company are not sufficient to meet its short term obligations. The Gross Profit margin of the company is 7.76%. The gross profit of the company is calculated as excess of Operating income over Operating costs. This can be interpreted as the company is earning an operating margin of 7.76% (Tesco PLC, â€Å"Group income statement†, 2009). The Net profit margin of the company is 3.98%. This can be interpreted as the net profit earned by the company is 3.98% of the sales. Here the net profit refers to the profit after tax i.e. after the adjustment of operating as well as administrative expenses. The ROE of the company is 16.67%. This means that the company is earning a profit margin of 16.67% on the total equity. This is fairly good and shows that the company has been successful in earning a positive return for its equity shareholders. The ROA earned by the company for the financial year ended February 2009 is 4.70%. This means that the company is earning a profit margin of 4.70% on the assets deployed in the business. It shows that the managers have been fairly efficient in using the assets. There is scope for further improvement in the utilization of the assets. The dividend pay-out ratio of the company is 0.43. This means that the company is declaring 43 percent of its earnings in the form of dividend. From this ratio it is clear that the company is declaring a substantial portion of its earnings in the form of dividend. The Price earning (P/E) ratio of

Effect of the Financial Crisis on Islamic Banks

Effect of the Financial Crisis on Islamic Banks Islamic banking is a very young concept even though it has already been implemented as the only system in two Muslim countries; there are Islamic banks in many Muslim countries, and a few in non-Muslim countries as well. Despite the successful acceptance there are problems. These problems are mainly in the area of financing. Dubai Islamic Bank was the first private interest free bank and was set up by a group of Muslim business men from different countries in 1975. in 1977 two more private banks under the name of Faisal Islamic bank were founded in Sudan and Egypt. Since the establishment of the Dubai Islamic Bank, more than 50 interest free banks have been set up. Most of them are in Muslim countries but there are others in Western Europe as well as Denmark, UK, and also Switzerland. All the interest free banks use basic principles that are agreed upon but individual banks have different ways of implementing and applying the principles. These differences are brought about by a countries laws, the circumstances facing the bank, its objectives and experience as well as its interaction with other banks. The features of the Islamic banks The interest free banks have three kinds of deposits, namely; current accounts, savings accounts and investment accounts. The current accounts operate just like the other conventional banks. In the savings accounts are treated differently depending on the banks policies. In some cases, the banks are allowed to use the clients money but they have to guarantee to give back full the full amount. In this cases, no capital is promised. On the other hand, savings accounts are treated as if they were investment accounts but they have less stringent withdrawal and minimum balance conditions. In these cases the expected profits level are usually low and only a portion of the average minimum balance is awarded. With the investment accounts, deposits are accepted for a given period of time and the investors make an agreement in advance on how the profits will be shared with the banks. For this accounts, a capital is not guaranteed. MODES OF FINANCING The mode of financing in the Islamic banks is carried out in three ways; investment financing, trade financing, and also lending. Investment financing has three perspectives; musharaka, mudharaba and estimated rates on return basis investment. In mushraka, the bank joins another bank to set up a joint venture with both parties participating in their different activities. The profit or loss made from the venture business is shares among the banks in accordance to a pre arranged agreement. This venture is usually an independent legal entity and the bank has the right to gradually withdraw after the initial period. In mudarabha, a bank contributes finances required for an investment and the client sources and provides the needed expertise, labor as well as the management to oversee things. The profit gained from these investment is shared between the bank and the client according to a pre arranged plan. Incase losses are made, the bank takes responsibility. Financing on the basis of an estimated rate of return. The bank makes an estimation of the expected rate of returns on an investment on project that it has been requested by a client to finance. The bank then provides the financing on the condition that the rate is payable to the bank in a given time period or intervals. Incase the expected rate on return is higher than the estimated rate, the client takes the excess profits but if it is less than the estimated rate, the bank accepts the lower rates. In case of a loss, the bank shares in it. Trade financing Trade financing is also carried out in several ways; mark up, leasing, hire purchase, sell an buy back, and letters of credit. In the mark up approach, the bank buys an asset for the client and is to be paid at a certain time for a certain price and some profit. In leasing, the bank simply purchase an item and leases to a client for an agreed time. At the end of this time period, the client pays the balance and becomes the owner of the item. Hire purchase is similar to leasing only that the item purchased by the bank is hired to the client for a given period and when the ends, the client automatically becomes the owner if the item. The buy and sell back approach entails a client selling an asset to the bank at a price payable immediately and promises to buy it back from the bank after an agreed time period and for a pre determined price. Letters of credit involves international trade. In this case, the bank uses its funds to guarantee the import of an item in place of the client, on condition that the profits made from the sale of the item will be shared between the bank and the client. LENDING The third mode of financing used in the Islamic banks is lending and it has three forms namely; loans with service charge, no cost loans and bank overdrafts. Loans with service charge are loans that are given to the clients with no interest but a service charge is levied to cover the expenses incurred by the bank during the transaction. No cost loans are loans offered by the bank and no interest or service charge is required. The bank is required to set aside funds to enable it to grant these loans that are aimed at helping the needy people and also the small businesses. Bank overdrafts are also allowed in the Islamic banks and free of charge but they are subject to a certain maximum. Other services offered by the Islamic banks are; money transfers, bill collections as well as foreign currency trade which is at a spot rate. Islamic bankers treat their depositors as partners, in the sense that they have invested their money in the bank and the profits and losses should be shared accordingly The effects of financial crisis on Islamic banking Islamic banks looks at the sharia law for guidance in its activities and bans interest gaining activities and trading debt. Islamic finance is being promoted as way of dealing with the financial crises that is global. This year is said to be a mile stone for Islamic banking in the sense that the global financial crises has provided the Islamic banking with a golden opportunity globally re establish itself as a main stream and a financier and provider for equity and debt. The main reason as to why Islamic financing is said to be a good remedy for the current market is the fact that one can only promise what they have. For the first time, Islamic banking has been considered as a choice among the present structures and the current systems in reference to products and solutions to the financial crisis. It is therefore important for nations to adopt the Islamic banking techniques and principles in running their economies. Islamic banking industry is facing challenges and most of these challenges are in real estate and stock prices, according to advocates the system has built-in protection from the kind of runaway collapse that has afflicted so many institutions. The use of financial instruments like derivatives, which are said to contribute highly to the down fall of banks, insurance and investment giants, is banned. The dealing of Islamic banks is directly linked to economic activities that involve assets or the provision of services. This banking system is also distinguished from other financial systems fo it commitment in upholding integrity and its way of avoiding risky business activities. The reason as to why this global financial crises has greatly affected other banks especially the world bank is their involvement in debt buying and accounts enlargement without evident or tangible transactions being carried out. The fact that the Islamic banking has been the least affected by the financial crisis has made it more attractive. Islamic Banking portrays many new and unique ideas that present the Islamic Banking system as a way of ensuring full employment, equitability of wealth, prices stability, income distribution, and sustained growth. The Islamic bank also carries out investigations on the nature and functions of money in interest free banking system and then, integrates money in capital theory. The lack of debt in the Islamic financial systems has saved it from many financial problems that are brought about by bad credit and this has seen its survival through rough financial periods. Also its prohibition of a risk free interest on return and trading permission has made the financial activities in an Islamic financial set up to be real estate backed and this gives it the ability to bring about value addition. The success of the Islamic banking regardless of the global financial crises is attributed to its capitalist financial system. The reason as to why Islamic banks have remained immune to the mortgage problem acing the international finance systems is because of their inherent factors. These factors include ; taking precautionary measures against money laundering, prohibiting trading in debt and also the professional and official restraints on taking up risky projects. There were complains that the Islamic banks were not offering genuine Islamic banking products they offered products similar to those in other commercial banks and gave them an Islamic name with the aim of attracting commercial banks customers who did not want to pay interests. The effects of the global financial crisis on the Islamic banks was not known since the Islamic banks received a lot of support from many other governments. Instead, the Islamic banks have taken precautionary measures and diversified their economic activities so as to avoid the financial crises consequences. It is argued that the global crises might continue for the next two years but the Islamic banks have secured liquidity which places it at a better position in facing the financial crisis in comparison to other financial systems. This success has led to serious considerations of using Islamic banking principles as it has continued to realize more achievements and has proved to be resilient an d viable to the currently crisis hit financial system

The Importance of Teaching English Essay -- essays research papers

The Importance of Teaching English   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"In the world were over seven thousand languages have exisisted, one language had become dominate. This dominant language is English.† â€Å"In the majority of countries throughout the world speak English as their second or first language, no longer just America or England.† English has taken many forms, American English, the Queen’s English, Australian, Canadian English, and several others. Even American English has taken several types of English, Jersey English, East Coast English, West Coast English, Southern English, slang English, and Ebonics. All of these languages have major variants between them, but are all of them are still understood aboard. Without English the world couldn’t operate, because there would be no one language that could be understands all over the world.   Ã‚  Ã‚  Ã‚  Ã‚  Due to cultural and economic backgrounds English is slightly different in each area, therefore there no one exact English. American English is the most common and broad type of English. American English spreads widely throughout the world, because of the wide spread traveling that many American dos. American English itself breaks apart into almost fifty types of spoken English. Each type of spoken American English is changed depending on the type of music that area listens to, the life styles they live, and the background of that area. For example, southerners speak faster and more rapidly then most â€Å"Idahodians† do. â€Å"As A result of this, many southerners ...